Auto insurance premiums cost drivers considerable sums of money each year. Most people think premiums are fixed amounts, but they can actually be lowered. The experts at Integrity Insurance Solutions understand how beneficial it can be to save money on auto insurance. They’re one of the most trusted insurance companies in San Marcos, TX, and they can help you find the right policy for you, your property and your belongings.

5 Tips to Save Money on Auto Insurance

1. Annual Rate Check

Car insurance rates may vary from company to company yet offer the same type of coverage. You might be able to save by switching providers. Compare rates of different carriers online or get quotes over the phone from at least three prospects.

2. Set Higher Deductibles

If you have a good driving record, consider increasing your deductibles on collision and comprehensive coverage. It could cut your premium by 15 to 30%. Make sure you have the means to pay it when you need to make a claim.

3. Drop Some Coverage

Don’t buy coverage that you don’t really need. For instance, if you have more than one car, then you don’t need rental reimbursement coverage. You can also do away with roadside assistance coverage if you have an auto club membership.  

4. Consider Usage-Based Insurance

Also referred to as “pay as you drive,” UBI involves installing a telematics device to record your driving habits. If the way you drive aligns with the insurer’s view of good driving, you get discounts and good deals on premiums.

5. Ask for Discounts

Drivers with low-risk lifestyle can get numerous worthwhile discounts from insurers. Top money savers include loyalty discount for staying with one company for a long time, good student discount, good driver discount and safety features discount.

Whether it’s auto, homeowners or property insurance you need, Integrity Insurance Solutions can help you find the perfect plan. They work with a broad range of respected companies, including Progressive®, Texas Mutual® and Zurich®. Call them today at (512) 396-2211 or visit their website for more information.