As storm season approaches, it’s time to prepare your home for the possibility of weather-related damage. Not only do you want to protect your family, but you also want to avoid needing to file costly a home insurance claim. The following tips can help you and your loved ones minimize the risk of storm damage to your house.
Take Care of Your Trees
Trees falling on homes and branches breaking windows are two of the most common types of storm-related damage. Monitor the trees in your yard year-round and make a note of any that are leaning or have overhanging branches. Prepare for storm season by having trees trimmed or removed if they’re a potential hazard, so they don’t cause damage when high winds return.
Create a Family Safety Plan
If your region is prone to tornadoes or hailstorms, make sure your family has a plan to protect your home. If you have outdoor furniture or yard toys, move them to a secure area to keep them from blowing away or damaging your house. Make sure your family has enough nonperishable food and alternate lighting sources like flashlights and candles, so you don’t have to leave the house during a storm.
Clean & Inspect Your Gutters & Roof
If your gutters are clogged or your roof has extensive damage, your home is at a greater risk of sustaining water damage. Schedule roof repairs and make sure your gutters are securely attached to your home, so they don’t blow around and cause window or siding damage during a storm.
Sometimes, damage is unavoidable when severe weather strikes, so it’s crucial to ask your insurance agent about your current home insurance plan. Make sure your policy is up to date and covers the types of damage your home is most likely to sustain. Call your agent or stop by their office to review your policy, so your family is ready for unexpected disasters.
If you need help preparing for the upcoming storm season, find a local insurance agent who will walk you through your home insurance coverage options. They can help you find the most affordable insurance quotes, so you’re protected year-round. Significant home damage can happen when you least expect it, but preparing for all of life’s possibilities will save you time, money, and stress. If damage does occur, your local agent will help you file a home insurance claim and begin the recovery process.