If you were in a car accident that resulted in serious injuries and property damage, you may be wondering who will serve as your ally. If the other person had insurance, the adjuster may be asking to speak to you. Alternatively, you may not have heard from anyone.  

Accident law in Alabama is based on a system of contributory negligence, which can be very harsh. Adjusters know that if they can show any degree of fault on you, even 1%, they can avoid paying anything on your claim.   Adjusters are very good at getting people to concede fault, even when there is none; and once this is done, the claim is quickly denied.

If you got hit by someone with no insurance, what are your options?   When you need quality legal counsel regarding a car, truck, or motorcycle accident, you can rely on the attorneys at Carey & Hamner, P.C. in Dothan, AL.

If you were in an auto accident that was not your fault, do not admit that you did anything wrong to the adjuster, or this can be held against you. We recommend that you do not talk to the adjuster yourself—let our attorneys do the talking for you. 

If the person who caused the car accident had no insurance, you may have some benefits under your own coverage that may be helpful. Most policies in Alabama include uninsured motorist coverage. This coverage can pay for anything you can legally recover from the uninsured motorist with respect to your injury claim.   

If you were in a vehicle that was not your own, you may have rights to any coverage on that vehicle as well as your own. Uninsured motorist coverage also protects you if you get hit by a vehicle when you are not in a vehicle at all. In addition, you may have access to medical payment coverage to help pay your bills. 

If you were on the job at the time of your accident, there may be workers compensation benefits available. Don’t expect your insurance adjuster or agent to tell you what you are entitled to. We frequently see cases where agents fail to advise claimants of all the benefits they are entitled to under their policy. At Carey & Hamner, P. C., we will look at all possible coverage options for you. 

The sooner you hire an attorney following the collision, the more protection you will have. The other side will move quickly to establish their case. We can preserve evidence if we start your case before evidence deteriorates or before witnesses move or are influenced by the other side. Don’t let the insurance company get a head start on developing their case before you do.  

If you were involved in a collision, turn to Carey & Hamner, P.C. in Dothan for personalized legal representation. Check out the firm online to view our additional practice areas. To schedule an initial consultation with a seasoned auto accident lawyer, call (855) 435-4797 today. You can also find the firm on Facebook.