Regardless of the type of insurance you may be shopping for, navigating the marketplace can be a daunting experience. There are numerous coverage options available, and there’s much more to selecting the right policy than choosing the one with the lowest price. That’s what makes the role of an insurance agent so important. However, not everyone provides the same level of service, and deciding whom to work with is just as essential as picking the most suitable policy.

With Tom Sessions State Farm Agency, residents in the Greater Seattle, WA, area can trust that they are receiving quality insurance products and expert guidance. Here, they go over some of the top factors to consider when looking for an agent:

• Area of Expertise: One of the first things you must do in your search for an agent is making sure they offer the kind of insurance policy you need. Some are limited in their area of expertise, while others can provide a wide range of products. Whoever you hire should be familiar with the particular form of coverage you’re requesting.
• Knowledge & Experience: Insurance is a very complex industry, so you need an agent who is knowledgeable enough to explain all the differences in coverage, clarify unfamiliar terms found in policies, and walk you through the claims process. Their experience is also vital in assessing your risk level to ensure you end up with adequate protection.
• Reputation: As with any professional service, you want to hire someone who has a positive reputation in the community. Do your research on the agent, as well as the insurance agency they’re associated with, to find out what current and past clients have to say. Reading or hearing about firsthand experiences will let you know what you can expect.
• Personality: While credentials, reputation, and experience are all important, you should also feel comfortable with your agent. Their personality should put you at ease and make you feel like you can come to them with any question or problem that arises. Having an open, honest relationship with your agent is valuable when determining coverage needs.

Your insurance agent will be key in making sure you purchase the correct kind and amount of coverage. Contact Tom Sessions State Farm Agency in Issaquah at (425) 391-0200 to set up a consultation, or visit online for additional information.