If your license has been suspended due to a DUI conviction and you don’t own a vehicle, you may be thinking you don’t have to pay monthly insurance anymore. Not so fast! You’re still required to have a particular type called SR-22 insurance. 1st Choice Insurance in Fairfield and Cincinnati, OH, specializes in providing coverage to those who were involved in infractions that led to their licenses being suspended.

The state of Ohio requires SR-22 insurance even if you no longer own a vehicle. Drivers still need a policy if they have a DUI/DWI court order, suspension due to driving without insurance, or were driving with a suspended driver’s license. Because SR-22 insurance is mandated by the state’s Department of Motor Vehicles, the coverage offers the agency proof you’re meeting the legal liability limits to get your license reinstated.

In the case of not owning a vehicle, SR-22 insurance is commonly referred to as non-owner SR-22 insurance. The policy provides coverage to you only when you’re driving someone else’s vehicle. Non-owner SR-22 insurance does not cover that person and their vehicle. Collision, comprehensive, and direct liability insurance are not in place for the car being driven.

As the area’s premier provider of non-owner SR-22 insurance, 1st Choice Insurance is eager to help clients get the coverage they need to get their license reinstated. From people with credit problems to suspended drivers, you can always count on the family-owned firm to be there for you. In fact, save up to 38% on a SR-22 bond, which is documentation submitted to the state each month showing the client is making on-time payments. It only costs $10 to file!

To learn more about SR-22 insurance and its requirements, call 1st Choice Insurance today at (512) 860-0666. Check out the website to request free, no-obligation car insurance quotes and for information on other affordable coverage.