Few people expect a tree to fall on their house or their car to be damaged in a hail storm, but as we near severe weather season, knowing if you have the right insurance is a must. Crop Insurance Solutions offers more than just agribusiness insurance — they provide for all of your insurance needs in the Dumas, Texas, area. 

Severe weather can bring tornadoes, wind, hail, and flooding, so it’s crucial to ensure you’re protected from a catastrophic loss before it happens. Or, you could be stuck paying for damages. If you live in an area prone to severe weather conditions, there are additional policies available that you can add to your current plan.

How to Know If You Have the Right Insurance Coverage

What Needs to Be Covered?

Did you suffer a wind storm that knocked down an outbuilding? Were your crops ruined after a strong hail storm, costing you thousands of dollars in business? If you’re unsure of the coverages in your current policy, revisit it with an agent to see what additional policies you need. 

Be Aware of Hidden Needs

Sometimes, small items are not covered in general one-size-fits-all policies. For instance, if you have auto insurance, your liability policy will not cover hail damage to your car, so you’d be responsible having it fixed. Also, be certain your belongings are fully insured so you’d have enough funds to replace your furniture, electronics, and clothing. Don’t underestimate the total value so you won’t have to pay more out of pocket than your policy covers.

If in Doubt, Speak With a Professional

Insurance policies can be confusing, and calculating which one is best for you and your budget is often stressful. Sometimes, it’s best to leave it to the professionals. Find an agent who has experience and offers a variety of insurance policies so they can match you with the best fit. They’ll be available year-round to discuss your policy and answer any questions about impending weather.

If you’re unsure of your insurance coverage or are looking for more options, give the trusted team at Crop Insurance Solutions a call at (806) 935-6512. Whether you need auto, home or commercial insurance, save time and money having all your insurance needs met under one roof. Visit their Facebook page to stay up to date.