Park Towne, Wisconsin
6505 Odana Road
Madison, WI 53719
608-278-0123
If you need auto body repairs in West Madison, Abra Auto has the solution for you! They offer the best collision repair, glass repair, and windshield repair in the Madison area.

Will an Automotive Accident Increase Your Insurance Rates? March 30, 2017

Park Towne, Madison
Will an Automotive Accident Increase Your Insurance Rates?, Madison, Wisconsin

Perhaps the most pressing question on all drivers’ minds after an automotive accident, once the initial commotion has passed, regards how the incident will affect their insurance rates. More importantly, will they stay the same or increase dramatically?  Below, ABRA Auto, a leading collision repair shop, addresses this common concern.

Automotive Accidents & Insurance Rates

automotiveDetermining how a collision will affect your rates isn’t always black and white. First, your insurance agent will look at your policy details. If you have accident forgiveness, your rates will likely not change for a first-time offense. If not, your agent will turn to other factors including your age and driving history as well as the severity of the incident and who was at fault.

Your agent may then increase your rate if they deem you a high-risk driver. The adjustment, however, will depend on your provider. If you see a significant spike, don’t worry. Your rate will decrease after a predetermined period, as long as you’re not involved in another automotive accident before then.

Visit Your Local ABRA Auto for Exceptional Collision Repair!

While you and your insurance agent are discussing rate changes, ABRA Auto will handle your auto body repair. For an overview of their services, visit their website.

Other Announcements, Events and Deals from Abra Auto
What to Do if You’re Hit by an Uninsured Driver, Madison, Wisconsin
All drivers should know how to react when they’re in an auto accident. For example, you should stay calm and check that everyone is okay. Then, move your car to a safe spot and alert...read more
What You Didn’t Know Could Cause a Windshield Crack, Madison, Wisconsin
Cracked windshields from just about everything on the road have come into Abra Auto, but here’s a surprisingly common reason our customers need auto glass repair: driving on gravel r...read more
4 Things You Should Always Keep in Your Car in Case of an Emergency, Madison, Wisconsin
If you’ve ever been stranded on the side of the road or in a parking lot, then you know how frustrating it can be waiting for a towing company or a friend or relative to come to your...read more
What Causes Foggy Headlights? Local Auto Body Experts Weigh In, Madison, Wisconsin
Whether you drive a sleek sports car or a loveable jalopy, there’s no doubt you’ll experience foggy headlights in your lifetime. But what exactly causes this performance-reducing ble...read more
The #1 Cause of Auto Body Damage , Madison, Wisconsin
Figures from the National Highway Traffic Safety Administration show that 6 million car accidents happen every year in the United States. Assuming one accident per car, that’s around...read more