Omaha, Nebraska
12829 W Dodge Rd., # 201
Omaha, NE 68154
(402) 677-5656

Car Accident Attorney Explains 3 Consequences for Uninsured Drivers March 29, 2017

Omaha, Douglas
Car Accident Attorney Explains 3 Consequences for Uninsured Drivers, Omaha, Nebraska

The state of Nebraska requires all drivers to carry liability insurance to cover bodily injuries and property damage in the event of an accident. Failing to do so has numerous consequences, even if you are not involved in an accident. In Nebraska, uninsured drivers face fines up to $5,000 and a suspension or revocation of their license. The experienced car accident attorneys at Demerath Law Office in Omaha, NE, fully understand these laws and the consequences of driving uninsured.

3 Consequences of Driving Uninsured & Being Involved in an Accident

1. Limited Recourse for Non-Economic Damages

Car Accident AttorneyIf you are involved in an accident, and you were not at fault, your lack of insurance can still impact the compensation you can recover. Many states have proposed or enacted legislation that prevents uninsured motorists from suing the at-fault driver for non-economic damages, such as pain and suffering. You can, however, collect damages for your medical expenses and property damages. An experienced car accident attorney can help you understand what damages you are entitled to.

2. Loss of Assets

If you are the at-fault driver in an accident and you lack insurance, the other driver(s) and passengers can sue you for a wide range of assets with help from an attorney. As a result, you could lose any savings you have, as well as your home, vehicle, and even future earnings.

3. Higher Insurance Premiums

In addition to the above consequences, it is likely that you will be unable to purchase car insurance on your own. Instead, the state will assign you to a “risk pool,” in which insurance companies must participate. After you are added to the pool, the state will assign you to an insurance plan. Since you are considered a high-risk driver, you can expect your monthly premiums to be much higher than plans for drivers with little to no risk.

While foregoing auto insurance can be tempting to save money, it could have serious consequences if you are involved in an accident. Demerath Law Office’s car accident attorneys recommend drivers obtain insurance that exceeds the state’s minimum requirements to ensure you are protected. If you or a loved one was injured in an accident caused by an uninsured driver, contact them to get the legal assistance you need, or call (402) 677-5656 to schedule a consultation.

Other Announcements, Events and Deals from Demerath Law Office
Nebraska Car Accident Attorneys List 3 Ways to Protect Your Rights After a Crash, Omaha, Nebraska
The aftermath of an auto accident can be confusing and overwhelming, especially if you or someone else has been seriously hurt. In the heat of the moment, you may be tempted to more
Omaha Personal Injury Attorneys Explain Nebraska's Distracted Driving Laws, Omaha, Nebraska
Most people would never dream of getting behind the wheel when they’ve been drinking, but many engage in other activities that could be just as dangerous. Sending a quick text more
What You Should Know About Filing a Wrongful Death Claim in Nebraska, Omaha, Nebraska
The death of a loved one is always a traumatic, difficult experience, especially if their loss is caused by someone else’s carelessness or malice. While no amount of money can ever more
Omaha Personal Injury Lawyers Offer Crucial Statistics About Auto Accidents, Omaha, Nebraska
Of all the dangers people face every day, auto accidents are among the most prevalent, accounting for millions of personal injuries and tens of thousands of deaths every more
How 4,000 Truck Accidents Differ From 87,000 Car Crashes, Omaha, Nebraska
Any auto accident has the potential to cause serious, life-changing injuries, but those involving large commercial trucks can be especially catastrophic. Every year, over 4,000 more