Mold growth can do damage to your home and put you at risk for a number of health conditions, including asthma, allergies, and other respiratory problems. Whether your homeowners insurance covers professional mold removal depends on the type of water damage that caused the mold. Blue Ridge Property Restore in Martinsburg, WV, works to simplify the claims process so their customers can get the highest compensation possible. Here, they discuss a few times professional mold removal services are covered by insurance companies.

Your Guide to Professional Mold Removal & Homeowners Insurance

Mold Damage

Most homeowners insurance policies do not include mold damage in their coverage. However, that doesn’t mean you can’t be covered for it. You’ll simply need to purchase extra insurance. In general, most available policies cover between $1,000 and $10,000 in mold remediation.

Water Damage

If the water damage that resulted in the mold was caused by a pipe bursting or another sudden occurrence, the resulting fungus issue is more likely to be covered. Flooding is not usually included in a home insurance policy, so for that, you would also need separate coverage.

If the mold growth was caused by long-term exposure to moisture and humidity, this is not likely to be covered even if you’ve purchased additional insurance, as insurance companies can point to negligence as the cause of the issue.

If you’re experiencing a water damage or mold problem and require professional restoration services and help with the claims process, turn to Blue Ridge Property Restore in Martinsburg, WV. They’ll guide you every step of the way. To schedule an appointment for professional mold removal, call them today at (304) 262-8100 or visit them online.