Sunnier days and warmer weather are just around the corner in Omaha, NE, leaving the cold and icy winter behind us. For motorcyclists, this means spending more time with their bikes out on the open road. Without the right coverage, however, you could end up in a bind if an accident occurs. Accredited Insurance Group can review any existing motorcycle insurance policy you may have to ensure you meet or exceed Nebraska’s requirements.

Motorcycle Insurance Requirements in Nebraska

Nebraska requires all motorcyclists to carry liability insurance, which covers the cost of bodily injuries and property damages following an accident. The minimum motorcycle insurance limits are $25,000 to cover bodily injury or death to one person in an accident, $50,000 to cover bodily injuries or death for two or more people, and $25,000 to cover property damage.

While those coverage minimums may seem high, in reality, they are rarely enough. To ensure you have the maximum coverage for your needs, Accredited Insurance Group may recommend higher policy limits and additional coverage.

Additional Coverage to Consider

This independent insurance agency strongly recommends motorcyclists purchase coverage against uninsured or underinsured motorists. This will protect you if another driver causes an accident and lacks the insurance needed to cover your injuries and property damage.

Don't make the mistake of assuming an umbrella policy will cover liability and uninsured or underinsured motorists. If you have an umbrella policy, verify that these items are covered, and if not, purchase additional insurance. Accredited Insurance Group recommends getting the same, if not better, coverage for your motorcycle as you have for your everyday vehicle.

Because motorcyclists are more likely to suffer severe injuries in an accident, you need to make sure you have the right motorcycle insurance. Doing so will ensure you can get the medical treatment you need and the necessary repairs to your bike. For more information on motorcycle insurance, visit Accredited Insurance Group online or contact them at (402) 334-1780.