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Immediately after an accident, insurance companies are often quick to approach accident victims, sometimes making settlement offers before your medical treatment is completed. However, as friendly and sympathetic as their adjusters seem to be, it's important to remember that they have the insurance company's interests in mind, not yours. In fact, you should never speak to the insurer's representative without speaking to a personal injury lawyer first.

Avoid Admitting Fault

Every conversation with you is essentially an opportunity for the insurance adjuster to find an excuse to deny your claim. They are trained to solicit innocuous statements and represent them as an admission of guilt, even if you did not intend your statements to be taken this way. Your personal injury lawyer will have experience with these techniques and help you avoid inadvertently making an admission of guilt.

Collect the Damages You Deserve

personal injury lawyerOther statements made to the insurance company can also jeopardize the final value of your claim. For instance, if you downplay the extent of your injuries or the culpability of the other party, the insurance company may make an offer far below your actual damages. This is another reason to require that all communication between you and the insurance company go through your personal injury lawyer.

Protect Your Interests

In addition to their adjusters and other professionals, insurance companies maintain teams of lawyers and policy experts to ensure their legal interests are protected. Hiring a personal injury lawyer helps ensure you have the same level of protection.

 

The legal team at Watson Law Firm of Harrison have over 35 years of experience helping Arkansas accident victims collect compensation for their injuries. Visit their website to learn more about their wide array of legal services, follow their Facebook for more insight into the legal system, or call (870) 704-4037 for a consultation with a personal injury lawyer today.

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