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A homeowners or property insurance policy is an assortment of different coverage options that protect homeowners against financial loss. Michael E Glick Insurance, the leading business, life, and auto insurance agency in Boerne, TX, explains everything covered under a typical property insurance policy.

The team behind this locally owned and operated agency has decades of experience in the industry and provides invaluable guidance to help you choose a policy that meets both your long-term needs and your immediate budget. Here are items covered under most property insurance policies: 

Dwellings & Other Structures

property insurance Damage to or destruction of your dwelling is always covered under property insurance. Common perils include fire, storm, winds, vandalism, and theft. In many cases, damage or destruction to other structures is also included. These additional structures include sheds, detached garages, fences, and porches.  

Personal Property

Loss of your personal belongings up to a preset limit is also typically covered under most property insurance policies. Personal items include clothes, furniture, appliances, electronics, and other items. You might have to appraise and insure certain high-value items, including jewelry, coin collections, and artwork separately to make sure you receive adequate compensation.

Additional Living Expenses

Property insurance also covers the cost of additional living expenses if your home becomes uninhabitable. It pays for hotel stays, meals at restaurants, personal care expenses, and laundering.

Michael E Glick Insurance is the premier auto, life, and business insurance agency in Boerne, TX. They specialize in finding you the highest quality insurance products at a price you can afford. Visit the website to view contact information, or call (830) 816­-9488 to speak with a friendly, knowledgeable representative about your property insurance needs.

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