The decision to become a homeowner marks one of life’s greatest chapters. Though the buying process can be challenging at times, fortunately, there are several resources available for those entering the market for the first time. If you are a first-time homebuyer getting ready to start looking at houses for sale, it’s important to do your research and take advantage of the assistance that’s available to you. The expert realtors at Keller Williams Realty have helped numerous clients in the Concord, NC, area reach their goals of homeownership.

Below, they go over a few valuable local and national resources to check into:

3 Resources to Help First-Time Homebuyers

1. NC Home Advantage Mortgage Program

The NC Home Advantage Mortgage Program supplies eligible homebuyers with up to 5% of the loan amount they are approved for. This financial assistance is designed to make it easier to buy houses by providing the funds needed to put toward a down payment and closing costs.

2. North Carolina Housing Finance Agency

The North Carolina Housing Finance Agency offers first-time homebuyers many different assistance programs. They provide those who qualify with below-market rate home loans, down payment assistance, Mortgage Credit Certificates, and additional resources when looking at houses for sale.

3. U.S. Department of Housing & Urban Development

The U.S. Department of Housing and Urban Development provides first-time homebuyers with a great deal of beneficial information concerning low-interest loans and assistance programs, as well as details on finding counseling services to obtain sound advice on purchasing a home.

With all the resources that are available to first-time buyers, it makes homeownership much more attainable. To speak with the knowledgeable and experienced realtors at Keller Williams Realty, call Leaurel Lube at (704) 467-0685 or Amber Lube at (704) 577-5966. You can also visit them online to begin searching available houses for sale.