If you get hurt on the job, do you know whether your employer must pay for your medical treatment? Attorney David Schmidt of Woodlawn Law Offices is an experienced workers' comp lawyer who wants employees to know their rights and responsibilities regarding on-the-job injuries.

Below, this dynamic O’Fallon lawyer offers basic workers’ compensation facts for workers living in Missouri: 

Who Is Eligible?

Employees who suffer on-the-job injuries and work for an employer who has five or more employees are eligible for workers’ comp benefits. Construction industry employers with one or more employees must provide workers’ comp benefits for all of them. Injured employees must notify their supervisors or employers immediately. If workers don’t give notice within 30 days of their injuries, they lose their right to collect benefits. 

What Does the Coverage Include?

Workers’ comp coverage includes medical care and treatment for the injury and its effects, including medical devices, prescriptions, and necessary and reasonable travel costs to and from the doctor. Employers or their insurers pay all of the costs, and employees never pay a deductible.

After being out of work for three days, employees receive payments of up to two-thirds of their average weekly wage for temporary total disability. The coverage pays injured workers for the first three days they missed if their time out of work exceeds 14 days.

Are Permanent Disabilities or Death Covered?

Depending on their injuries, such as losing a limb, employees may receive permanent partial disability benefits, or permanent total disability benefits if they cannot go back to work. Surviving family members receive death benefits for workers who pass away due to workers’ comp accidents.

At Woodlawn Law Offices, injured workers receive sound advice and vigorous advocacy on their behalf when pursuing workers’ comp claims. You can count on Attorney David Schmidt’s individualized service, putting you first at all times. 

If you suffer a work injury, contact a lawyer at Woodlawn Law Offices, in O’Fallon, MO, as soon as possible. Call (636) 240-6667 to arrange your consultation. Visit the website for more about their workers’ comp practice, and like them on Facebook for updated info on social media.