If you own or operate a small business, a general liability insurance policy should be a key part of your financial plan. For those who are unfamiliar with this coverage, Michael E Glick Insurance, one of the most respected and experienced insurance agencies in Boerne, TX, answers some of the most frequently asked questions about general liability insurance below. Michael has been in the business for 25 years and he and his team have the experience and expertise to help you find the right policy at the right price.

General Liability Insurance FAQs

What Is General Liability Insurance?

General liability insurance protects you by covering the legal costs associated with third-party lawsuits, including lawyer fees, court costs, fines, settlement amounts, and legal judgments against you should you be found at fault.

Why Is General Liability Insurance Necessary?

If you or your business is sued for causing property damage or bodily injury to another, your general liability policy covers the costs to defend the legal action.

What Else Does It Cover?

General liability insurance also covers claims against you for false advertising, copyright infringement, and defamation, as well as some third party medical expenses.

What Is Not Covered by General Liability Insurance?

This type of coverage only protects you against damage and injury to third parties. It does not cover your own injuries or losses. It also does not cover professional mistakes you make, such as failure to meet commitments; for that, you need errors and omissions coverage.

Who Needs General Liability Insurance?

It is a good idea for any business to maintain some level of general liability coverage, even if you are a sole proprietor or independent contractor. It offers peace of mind and minimizes your risk.

Michael E Glick Insurance is one of the premier insurance agencies in Boerne, TX. In addition to general liability coverage, they specialize in business, life, and auto insurance to help you protect the things that matter most to you. Visit them online, or call (830) 816-­9488 to discuss your insurance needs with a friendly, knowledgeable professional.