Social Security Disability Insurance is a priceless resource for millions of Americans who are unable to earn a living due to a severe illness or debilitating injury. However, the application process is complex, and the eligibility criteria are strict, making it difficult for many to determine whether they qualify for these valuable Social Security benefits. According to the Rose Law Offices, qualifying for Social Security benefits depends primarily on the applicant's work history and the nature of their disability.
Established Work History
As an insurance program, Social Security Disability is reserved for those who have paid into the system and accumulated relevant work credits. Currently, workers earn one credit for each $1,260 in income, up to a total of four per year. While the required number of credits to qualify for Social Security benefits varies depending on age, most applicants will need 40 credits, 20 of which were earned in the 10 years previous to filing for disability.
Unlike some private insurance programs, Social Security Disability does not provide benefits for partial disability or for those who expect to continue working after recovery. To qualify, applicants must demonstrate that their medical condition makes it impossible to continue working in their previous capacity or engage in any other substantial gainful activity.
Successfully collecting Social Security Disability benefits is a long, complex process, often requiring the guidance of a skilled professional familiar with every step of the process. Even seemingly minor mistakes can cause delays and rejections of valid claims, which is why everyone should consult with an attorney before applying.
The Rose Law Offices have a long-standing reputation for providing effective representation and helping those who are unable to work receive the Social Security benefits they deserve. Visit the website now for more insight into the application process. You can also call (808) 534-1999 to reach the Honolulu, HI, office or (253) 864-0383 to reach the Puyallup, WA, location.