When you’ve had your license suspended in Ohio, legally getting back on the road isn’t as simple as putting your keys in the ignition. 1st Choice Insurance in Fairfield, OH, reminds suspended motorists that you must work with the Ohio BMV and a trusted high-risk insurance company to make sure your reinstatement and SR-22 insurance are properly filed.

While the process is fairly straightforward, you should expect some fees ahead. If you have a tax refund coming up, it could help cover most—or all—of the expenses of license reinstatement. One reason you should hang on to your tax refund to get back on the road is that reinstatement fees can get quite expensive. For example, if you lost your license due to a DUI, the state of Ohio may require you to pay up to $475 in reinstatement fees. On the other hand, if you have to reinstate your license for having too many points on your driving record, you may only have to pay as little as $40. Either way, the sooner you have the required funds, the sooner you can have your license back.

In addition to paying reinstatement fees, you’ll have to prove that you have car insurance. SR-22 insurance forms must be filed by a verified agency to show that you have taken the appropriate steps to pay for your coverage. While these fees can seem minimal on a month-to-month basis, they can add up over the years. This is where having extra money from your tax refund can help.

If you are unable to pay for SR-22 filing, your car insurance history will be shown as having lapsed. As a result, you will have to go through all the steps again to reinstate your license, and the time may be reset.

Dedicated to helping motorists save on reinstatement costs, 1^st Choice Insurance can help you minimize the cost for high-risk car insurance in Fairfield, OH. They are also approved to submit SR-22 insurance forms and work hard to keep monthly fees down to help you save even more. To discuss your options, contact a friendly insurance agent today at (513) 860-0666.