Buying car insurance can be confusing, especially if you’ve never done it before. There are many different policies available, and each covers a variety of different situations, including injury, glass repair, and property damage, to name a few. To avoid paying too much for your insurance and to choose the right policy, there are some things to do before buying. Charles Adams Insurance Agency of Ashland, KY, is here to help demystify the process.

Follow these tips to streamline the buying process and ensure you find the right car insurance for your needs:

• Compare Similar Policies & Insurance Quotes: When buying auto insurance, take a few moments to consider the various types of policies that are available. When comparing prices, make sure you’ve selected the same amount of coverage in each area to get an apples-to-apples insurance quote.
• Consider Your Add-Ons: Paying more upfront for various add-ons might actually cost you less in the long run. When you have enough insurance to cover the replacement value of your car, you won’t have to worry about out-of-pocket expenses later on. Check on towing and rental coverage, too.
• Research Extra Liability: Extra liability is a good car insurance choice for those who own several vehicles that are of high value. That said, it's not necessary for those with vehicles that are worth less than $5,000. 

By following these steps and talking to your insurance agent, you can get the coverage you require at a price you can afford. To learn more about getting the right car insurance policy for you, call Charles Adams Insurance Agency in Ashland at (606) 325-9709 or visit their website for more details.