When shopping for insurance coverage, it’s common for people to focus on saving money just as much as they do on finding the right plan. This is understandable since insurance premiums can take quite a bit out of a budget each month. However, it’s important for policyholders to realize the key to paying less is maximizing their discounts rather than reducing their coverage.

A number of discounts are offered on auto and homeowners insurance. A particularly popular strategy for reducing costs on insurance coverage involves bundling auto and home policies under the same provider. For drivers, saving money is often possible for things such as insuring multiple vehicles, taking a driver safety course, maintaining good grades, remaining accident-free, and having specific safety features on the car. When it comes to a homeowners insurance policy, companies will consider cutting down premium expenses for installing home security features, having little to no claims history, opening a new loan, being a non-smoker, and working in a specific industry.

To learn what discounts are available from certain carriers and the eligibility requirements, visit your local insurance agency to review offerings and qualifications. Since they aren’t responsible for representing a single insurer, independent agencies are more likely to help consumers save money in as many ways as possible.

It is feasible to have sufficient insurance coverage without paying the full premium price when the proper time and effort is put into researching discounts. The agents at Wilson Insurance Agency in Dalton, GA, are dedicated to thoroughly assessing the individual lifestyles and budgets of their clients to deliver policy options that provide adequate coverage without being unaffordable. Contact them at (706) 278-0549 to learn what you may be eligible for, or visit them online to get a free quote within minutes.