West Valley City, Utah
2592 S 5600 W, Ste 104
West Valley City, UT 84120
(801) 335-4389
Life has a way of throwing unexpected things our way, so it's important to have financial options you can turn to. Frankly, most of us find it impossible to foresee the dog having to go to the vet, or our means of transportation failing just when we need it most. That's the way real life can be, surprising you when you can least afford it. Thankfully, Minute Loan Center in West Valley City, UT is here to help.

Leading Loan Center Shares 3 Tips for Maintaining a Budget June 19, 2017

West Valley City, Salt Lake County
Leading Loan Center Shares 3 Tips for Maintaining a Budget , West Valley City, Utah

If you resolved to get control of your finances, the first step is to establish a budget that realistically addresses your goals. Sticking to a budget can be difficult, especially if you're working and have limited funds. However, the experts at Minute Loan Center, a loan company with locations throughout Nevada, Utah, California, and Delaware, say a little preparation can increase your chances of financial success.

3 Loan Center Tips For Staying On Budget

Set Goals

If you don’t give yourself a reason to save, you won’t make it a priority, so set clear financial goals. Start with the basics, like paying down your car loan or establishing an emergency fund that will cover your living expenses for a few months. If you plan to buy a house in a few years, start saving now.

Monitor Expenses

Loan CenterBefore you can figure out how much you should be spending, it's important to determine where your money goes each month. Track all expenses by keeping receipts or using a free smartphone app, then separate expenditures into fixed costs and flexible spending.

Decide How Much To Spend

Set aside around 20% of your net monthly income for savings, then subtract your fixed expenses. This approach will help you make long-term goals a priority and limit flexible spending to less than 30% of your income.

Developing good financial habits takes discipline, but the chance to realize your long-term dreams is worth it. To find your nearest Minute Loan Center location and get more insight into personal financial management and consumer loans, visit their website.

The information provided is for informational purposes only and is not a substitute for professional financial advice. You should consult a credit counseling professional concerning the information provided and what should work best in your financial situation. Any action on your part in response to the information provided is at your discretion.

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