It only takes a moment for an act of negligence to cause an accident—resulting in severe consequences for someone else. When this happens, you may be able to negotiate directly with an insurance company to collect the compensation you deserve. However, you'll almost always be better off with skilled attorney representing your interests.

Stephen B. Kaufman, P.C., a Bronx personal injury attorney, suggests hiring a legal representative if:

• You've Been Seriously Injured: Determining a fair settlement amount for major injuries and accidents that result in long-term disability often requires the insight of an experienced personal injury attorney. Most insurers attempt to cut off coverage after compensating for your existing damages, but in many cases, this simply isn’t enough. You need enough to cover your future expenses, as well, not to mention your non-economic losses.
• You've Suffered From Medical Malpractice: Injuries stemming from medical negligence are notoriously difficult to litigate, as they often require the testimony of a specialist to establish your health care provider's liability. Personal injury attorneys have the specialized experience and network of professional contacts to prove your doctor failed to provide an acceptable standard of care.
• The Insurer Has Denied Your Claim: In an attempt to save money, insurance companies may deny liability altogether and deny your claim, hoping you abandon it or accept a smaller settlement than you deserve. Fortunately, many insurers won't even attempt this tactic if you've hired an attorney to negotiate a fair settlement.

Stephen B. Kaufman, P.C. has over 40 years of experience helping those who have suffered due to the carelessness of another. Whether you've been hurt in an auto accident or suffered substandard care in a hospital, they will provide the aggressive representation you need. Learn more about their services online, or call (718) 822-0500 to schedule a consultation today.