After the shock of a car accident, getting your vehicle back on the road is the last headache you want to experience. That’s where insurance comes in. Car insurance is designed to help you get your car restored to a condition similar to what it was before an accident. Having provided collision repair in Honolulu since 1981, Basic Auto Collision Team has a few tips for working with insurance to fix your car after an accident.

3 Tips for Getting Your Car Accident Repairs Covered By Insurance

1. Report Claims as Soon as Possible

The sooner you contact the insurance company after a car accident, the sooner you can have your vehicle fixed. Depending on who was at fault, you or the other motorist’s car insurance provider will take details of your claim and schedule a time for a representative to assess repair needs.

Working with another driver’s insurance can take extra time—but it is the best way to keep you from having to pay out-of-pocket for repairs. Fortunately, your car insurance likely will communicate with the other provider to make the process easier.  If time is of the essence, you may be able to get collision repair through your provider if you have collision coverage; however, this will typically require paying the deductible listed in your policy.

2. Understand Your Collision Repair Options

Today, there are a few insurance companies that direct repairs to a partner auto body shop. Most of the time, however, you should be able to choose a repair shop of your choice. In either situation, it’s essential to make sure the professional conducting repairs is fully-certified and has a solid reputation. If you’re not sure where to go, your insurance company may also have a list of qualified options in your area.

If you’re searching for a collision repair shop, look for one that will communicate with the insurance provider and make honest assessments of additional repairs needed. If not, you may miss out on getting necessary repairs covered.

3. Stay Aware of Used Parts

If you are driving a newer car with original parts at the time of a car accident, you should have the right to have your car restored to its previous condition. When working with an insurance agency, make sure to clarify that you want OEM parts.

If a car with aftermarket or used parts is damaged, you should request that the insurance company provide or cover warranty on any used parts that may be part of collision repair services.  

For the most trusted and highest quality car repairs in Honolulu, call Basic Auto Collision Team at (808) 842-3966 or visit them online. These professionals are known for their insurance repair work, and as such, offer a seamless experience communicating with you and the insurance company when you need repairs after a car accident.