Before your real estate agent hands you the keys to your new home, it’s smart to do some advance preparation. Steve Butcher Sr., Esq., a seasoned real estate attorney, knows the steps that make a real estate closing a reality. Based in Rochester, NY, this firm of residential real estate lawyers has decades of experience in guiding home buyers and home sellers through the purchase process.
A Real Estate Attorney Shares 4 Things To Do Before Buying a House
1. Increase Savings
Boosting your savings account is a sure way to show home mortgage lenders that you can afford to purchase a home. Rework your budget to save more money, and consider taking a part-time job to add cash to your account.
2. Check Your Credit
The higher your credit score, the more favorable your mortgage loan options. Order a free copy of your credit report from each of the three reporting agencies, and then review your scores and correct any reporting errors. Your real estate attorney will answer your questions.
3. Talk To Lenders
Mortgage lenders will help you determine how much house you can afford, and their information will help you decide how much you want to spend. With those figures in mind, you can narrow your home search.
4. Hire A Real Estate Attorney
In New York, you need a real estate attorney when buying or selling a house. Your house lawyer makes sure your purchase complies with state and federal laws.
At the offices of Steve Butcher Sr., Esq., you’ll find knowledgeable residential real estate lawyers who offer wise counsel and peace of mind as you go through the complex home buying process. You can depend on the firm’s real estate attorneys to attend to every legal detail and help you achieve a smooth, successful transaction.
As you prepare to buy a home, consult the residential real estate lawyers at Steve Butcher Sr., Esq., in Rochester, NY. Visit their website today, call (585) 263-2444 for a consultation appointment, and follow them on Twitter.