If you’re a relatively healthy person and hardly ever have a reason to go to a doctor, you may wonder if it’s worth it to spend your hard-earned money on health insurance every month. Without hesitation, the answer will always be yes. Although you may not require the same type of coverage as someone who frequents the doctor’s office, the reality is, you never know what life may bring, so it’s better to be prepared for the unexpected.

Steven Hall – Farmers Insurance is a leading provider of health insurance and prescription plans. Our agency is committed to making sure people across the nation can remain in optimal health by having adequate coverage. Below, they explain the top reasons why health insurance is one of life’s most important investments:

• Protect You From Debt: Medical bills are typically expensive, especially if you find yourself in an emergency situation. Many people are forced to file bankruptcy because of mounting medical expenses they can’t afford to pay. With health insurance, you will simply be responsible for paying a co-payment.

• Maintain Routine Health Checkups: If you carry health insurance, you’ll be more likely to get routine health checkups. Preventive care is key in the early detection and treatment of medical conditions that may develop. It can keep minor problems from becoming big ones, which leave you in poor health.
• Avoid Receiving Substandard Health Care: Oftentimes, those who do not have health insurance receive a lower standard of care than those who do. If medical facilities are concerned that you won’t be able to pay for their services, they may reduce the amount of treatment they administer, such as shortening your hospital stay or not scheduling follow-up appointments.

When considering whether or not to purchase health insurance, it’s vital to think about all the ways your life could be negatively affected without it. Contact Steven Hall – Farmers Insurance at (417) 926-7900 to discuss your options, or visit the website for additional information.