When a home insurance company is deciding on a price for your policy, the roof is the main part of the house on which they base their decision. Not only does it cost a fortune to replace a roof, but issues can also lead to damage within the interior of your home. So before you install or replace a roof, you should check with your insurance agent to see how the roofing material you choose will impact your premium. The roofing and siding contractors at Bulldog Contractors in Minnesota, Colorado, and Texas use their expertise and quality services to help homeowners repair damage to their homes and deal with insurance companies.

Here, these roofing and siding contractors discuss the different types of roofing materials available and how they impact your home’s insurance rates:

• Asphalt Shingle: This roofing material is lightweight and economical to install. If you live in a wildfire area, an asphalt shingle roof will keep your insurance rates lower because it’s fire resistant. It also isn’t costly to replace.
• Clay Tile: While clay tile is visually appealing and provides high-quality attic insulation, this material is expensive. It also adds weight to the structural support of the house. The potential cost of replacing this will increase your insurance premium.
• Wood Shakes: In addition to its aesthetically pleasing look, wood shakes can also provide good insulation for your home. However, they are expensive, provide no defense against fire, and can rot and warp over time. Some insurers may not even cover you if you choose this roofing material, and if they do, your premium will be high.

If you’re looking for a roofing and siding contractor to help you repair and mitigate the damage to your roof or property, call Bulldog Contractors at (800) 888-2855 to speak with a professional and receive a quote. You can also visit their website to learn more about their storm damage restoration services or to find the location closest to you.