At Siemers Insurance Agency, LLC, we are in the business of protecting your future and your assets. Your home is both. While homeowners insurance is necessary to safeguard you from unpredictable accidents, it can be confusing and expensive. Our Cincinnati insurance providers will help you navigate the insurance process and find the best coverage for a price that fits within your budget.

5 Ways To Save On Homeowners Insurance

Here are five smart ways to save on your homeowners insurance premiums:

1. Compare Quotes

When shopping around, do not just settle for the first offer from a leading insurance provider. Take your time when gathering insurance quotes, and employ the help of a trusted insurance adviser who can easily compare rates from various carriers on your behalf.

2. Install An Alarm System

Many insurance companies will provide a discount on homeowners insurance if the home has an alarm system that alerts the police and fire departments in the event of a break-in or emergency.

3. Ask About New Home/Homeowner Discounts

If you’re a new homeowner, or if your home is brand new, you may be eligible for steep discounts. Talk to your insurance provider about comparing quotes from companies that offer such cost-saving techniques.

4. Replace Old Wiring & Piping

Old copper piping and old electrical wiring are notorious for causing outstanding problems. As a result, any homes with outdated piping or wiring are subject to sky-high insurance premiums. Before investing in a plan, talk to several insurance providers about any “new wiring” discounts to see if it would be worth it in the long run for you to replace the old piping and wiring.

5. Bundle

If you need auto insurance and health insurance as well, you may be able to get a discount for buying all of your policies through one provider.

Owning and maintaining a home can be expensive, and protecting a home is no different. At Siemers Insurance Agency, LLC, we will help you find the best coverage for your home, at a price you can afford. Additionally, we will guide you on the best way to achieve discounts, including advising you on which home improvements yield the most savings. For the level of protection you desire, call 513-469-8877. Visit our website to learn more about our personal insurance coverage options.