Lewes, Delaware
17884 Coastal Hwy, Unit 2
Lewes, DE 19958
302-645-9396
The team at Minute Loan Center, Lewes, DE understands that life is unexpected and sometimes you need a little cash infusion to get back on track. That’s why they’re dedicated to helping people from all walks of life get the cash they need at a rate they can afford.

3 Budgeting Tips for the New Year: Advice From a Trusted Loan Center June 21, 2017

3 Budgeting Tips for the New Year: Advice From a Trusted Loan Center, Lewes, Delaware

It's all too easy for spending to get out of hand, especially during the holiday season. But as we face a new year, we face new opportunities to more successfully budget our finances. The loan specialists at Minute Loan Center have been serving clients throughout Delaware, Nevada, and Utah for over 20 years; below, they share some easy budgeting tips for the New Year.

3 Budget-Friendly Tips For 2017

1. Set Realistic Goals

loanWhen creating a budget, one of the biggest mistakes many people make is to set unattainable financial goals. Consider your finances carefully, weighing your income versus your existing debt, and create goals that fit within those financial boundaries. For instance, if you want to save money for a vacation but you have a car loan that needs to be paid off first, don't allocate all your money to your vacation fund.

2. Designate A Category For "Other"

As you draw up your budget, create a category marked "other" or "miscellaneous," and put a little money toward this designation on a regular basis. This is because life often throws us financial curveballs, and we can easily find ourselves burdened with financial obligations we didn't see coming. An "other" category with a little funding behind it will help us stay afloat when those curve balls come our way.

3. Save

It may seem counterintuitive to save money when you have debt pressing in at you from all sides, but it is still important to set aside a little money on a regular basis. Even if it's just $5 or $10 from every paycheck, it can add up quickly and give you a financial safety cushion. It's never too early to start planning for retirement or a large purchase like a new home; having savings goes a long way to achieving those goals.

If you need a loan to help you better manage your financial situation, contact Minute Loan Center. Visit them online to learn more about their services and find a location near you. You can also follow them on Facebook and Twitter to stay up to date on important news and information. By embracing a new budget with the New Year, you are taking steps to reclaim your financial future.

 

The information provided is for informational purposes only and is not a substitute for professional financial advice. You should consult a credit counseling professional concerning the information provided and what should work best in your financial situation. And any action on your part in response to the information provided is at your discretion. Loans issued by Minute Loan Center are Licensed by the state of origination. Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures.