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What Are Some of the Main Differences Between Medicaid & Medicare? December 22, 2016

Forest Hills, Queens
What Are Some of the Main Differences Between Medicaid & Medicare?, Queens, New York

The federal government established both Medicaid and Medicare in 1965 to address a lack of health care coverage for certain Americans. If you have questions about either program or need to find a clinic that will work with your insurance plan, turn to Medex Diagnostic and Treatment Center in Forest Hills, NY. Their expert staff is able to answer a wide range of questions about both programs.

What Is Medicaid?

Although Medicaid is a federal program, each state has its own regulations in regard to distributing benefits. Generally, low-income Americans are eligible for Medicaid benefits, regardless of their age. Medicaid typically covers the costs associated with basic health care, including hospital stays and doctor visits. Sometimes, it also covers vision care. You can learn more about Medicaid benefits in the state of New York by visiting the New York State Department of Health’s website.

What Is Medicare?

MedicaidUnlike Medicaid, Medicare is both funded and run by the government, and it has uniform rules regarding eligibility and benefits across all 50 states. People can typically begin receiving Medicare benefits at the age of 65; however, individuals who suffer from serious disabilities covered by Social Security may qualify sooner. There is an annual deductible for Medicare benefits, and patients can choose from one of three plans. One plan covers hospital costs and home health care; another covers lab costs, doctor fees, and outpatient care; and the last plan covers prescription drug costs.

It is possible to qualify for Medicare and Medicaid simultaneously and receive benefits from both programs. People who qualify for both typically have great health care coverage. While both programs are good on their own, there are fewer gaps in coverage when they are combined.

If you have further questions about your Medicare or Medicaid benefits, turn to the friendly team at Medex Diagnostic and Treatment Center in Forest Hills. Visit their website to learn more about the services they provide, including pain management and skin care screening, and call (718) 275-8900 to make an appointment today. You can also connect with these experts on Facebook and Twitter.