Whether you’re planning a wedding, hosting a holiday party, or throwing a festival, one of the goals is to ensure all of your guests have fun. If your party will be serving alcoholic drinks, it’s crucial to understand your responsibility as the host to keep everyone safe. You should know what liquor liability insurance is and how it will protect you. North American Underwriters supplies Farmington, CT, residents with a wide variety of personal liability insurance solutions. Their insurance specialists have decades of experience matching clients with just the right coverage for their unique needs, including policies to limit the liquor liability of those who furnish alcohol to their party guests.
There is a broad range of claims that can be brought against you if alcohol is available at your function. Coverage is necessary in case an incident ensues during or after the event due to people drinking too much. Though you want everyone to have a good time, the unfortunate reality is that many things can go wrong when liquor is involved. Liquor liability insurance is designed for just this reason and will provide the financial protection you need should you face a lawsuit demanding compensation for damage to property or bodily injuries.
Before planning a social gathering where alcohol will be served, it’s essential to speak with an agent about your liquor liability insurance options. To acquire a free insurance quote, contact North American Underwriters at (860) 674-4000. You can also visit them online for more information on the types of insurance plans they offer.