Social Security disability is a government benefit helping people who are disabled pay for basic needs, including food, shelter, and clothing. Applicants must be physically or mentally unable to work due to their disability. Qualifying disabilities may be permanent or temporary and can be the result of a severe illness or physical limitations, such as losing a limb.
There are two main types of Social Security disability: SSDI and SSI. The attorneys of Rose Law Offices, located in both Honolulu, HI, and Puyallup, WA, explain the difference between these disability benefits.
Social Security Disability Insurance (SSDI)
SSDI benefits are available to any person who is disabled and has been unable to work for at least 12 consecutive months due to their disability. Because this type of disability benefit is funded through Social Security, this benefit is only available to people who have paid into Social Security in the past. This means you must have worked a job before and paid taxes to be eligible for SSDI.
Supplemental Security Insurance (SSI)
SSI benefits are also available to disabled people who have been unable to work for at least 12 consecutive months due to their disability. In addition, people over the age of 65 who are unable to work can also qualify for SSI benefits. Because SSI benefits are funded through general taxes rather than Social Security taxes, there is no requirement of past work history to qualify for SSI.
If you are struggling to pay your mortgage, rent, or grocery bills due to an inability to work, contact the social security disability attorneys at Rose Law Offices today to find out if you qualify for SSDI or SSI benefits. Call (808) 534-1999 for Honolulu, HI and (253) 864-0383 for Puyallup, WA or visit their website to schedule a meeting.