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How bad is it? What should I do next? Where am I going to get the money to pay for repairs? This is only a small sampling of the questions that come up after a home has sustained storm damage. After more than 30 years of providing exceptional storm damage solutions to clients throughout Louisville, KY, and Cincinnati, OH, the team at Hudepohl Restoration has all the answers you’re looking for. These skilled contractors understand the mind numbing fear that comes with the unexpected and will do all they can to ease your mind about the entire situation.

6 FAQs About Storm DamageStorm Damage

What’s The First Thing I Should Do?

Call the National Storm Damage Center. A certified contractor will need to perform a free inspection of the damage in order for your insurance company to cover the repair costs. They’ll contact your insurance company directly with the inspection results.

When Should I File My Insurance Claim?

After getting an inspection done by a certified contractor, homeowners usually have about 12-24 months to file a storm damage claim with their insurance company.

Should I Hire The First Contractor Recommended By My Insurance Company?

No. Ask your insurance company for at least three repair estimates. This will allow you to compare the services these contractors have to offer along with the costs they require for labor and materials. Plus, if your insurance is covering the repair costs, you would do well to secure the best contractor in the business.

If My Home Is New, Will The Warranty Cover Storm Damage?

No. Homebuilder’s warranties are created to cover any issues with materials or craftsmanship. Since storm damage is one of those uncontrollable factors, it’s not usually covered.

How Much Will Repairs Cost?Storm Damage 2

It all depends on how much damage was sustained. For instance, a ripped screen or cracked window might not be as costly as a dented garage door or missing siding. Talk with your contractor and they’ll discuss the repair options that are available to you.

Will Storm Damage Affect My Insurance Premiums?

Every homeowner’s insurance company views storm damage as an “Act of God.” This means that they can’t increase your premiums based upon an incontrollable event, such as damage from storms, high winds, or hail.

If a storm catches you off guard, don’t hesitate to set up an appointment with the contractors from Hudepohl Restoration. Specializing in water damage and remodeling, you can count on these experts to repair your home at a price you can afford. Call (502) 873-5744 today to schedule an inspection. Visit their website for additional information. Looking for more tips for how to handle storm damage? Connect with the experts on their Facebook page!

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