Whether you’re shopping for your first apartment or you’re a long-time tenant, renters insurance coverage is crucial in protecting your lifestyle and possessions. If you haven’t given much thought to renters insurance before, top off your list of new year’s resolutions with a visit to The Insurance Exchange of Kalispell, MT. Here, their experts address the rewarding benefits of securing renters insurance for your tenancy.
What can this surprisingly affordable insurance do for you?
- Replace Your Property After Fire Damage Or Theft: Your landlord has insurance coverage that takes care of the building in case of fire, theft, or vandalism. However, if you want your clothes, furniture, and other costly possessions replaced after a tragedy, your landlord’s coverage won’t help—you’ll need to have to renters insurance. Keep an updated inventory with your insurance company so they can replace all of your belongings after a sudden mishap.
- Protect Yourself When A Guest Is Injured: If your friend trips and falls inside your rental unit, liability coverage from your landlord won't help pay for the resulting medical bills. However, your renters insurance coverage can keep you from paying out of pocket. Don't risk your savings account to cover an accident—that’s what renters insurance is designed to do!
- Guarantee A Living Space If Your Apartment Is Damaged: If your apartment building is declared unsafe to inhabit after a storm, fire, or flood, how do you plan to afford a long-term hotel stay or a second rental unit? With the right coverage, a renters insurance policy will help with living expenses while your apartment is undergoing repairs.
Just because you don’t own a home doesn’t mean you can live without the proper protection. For more information on renters insurance, contact The Insurance Exchange in Flathead Valley at (406) 756-2500. Learn more about obtaining insurance coverage in Montana by visiting their website for a free quote.