When you've been hurt in an accident at work or develop a chronic condition related to performing your duties, you'll most likely be covered by workers' compensation insurance. However, while most workers in the majority of circumstances are eligible, the coverage is far from absolute.

Vincent Criscuolo & Associates, an accomplished Rochester law firm focused on justice for employees who were injured at work, explains how almost all employees are automatically covered by their employer's workers' comp policy. This includes not only regular employees, but also: 

• Part-Time Employees
• Temp Workers
• Borrowed & Leased Employees
• Volunteers
• Any Other Group Not Excluded By The Law

Some excluded groups include clergy members, teachers working for a nonprofit, individuals covered by specific plans, such as police officers and firefighters, and most people performing odd jobs or chores in an informal capacity. Certain workers who sign documents affirming they are independent contractors are also usually excluded from workers' comp insurance.

Knowing whether your specific injury is covered isn’t always straightforward. While most people associate workers' comp with accidents at the workplace, many other injuries can also qualify. In general, your workers' comp protection follows you anytime you're performing your job duties, even if you fall and hurt yourself while on a business trip in another city. You might also collect compensation and medical benefits for psychological issues related to your working conditions and persistent issues, like carpal tunnel syndrome, among others. 

The workers' comp system is complex, so before you file a claim, enlist the aid of an experienced attorney who understands the process. For many years, the experienced team at Vincent Criscuolo & Associates have been helping injured workers in a variety of industries collect the benefits they deserve. Visit the website to learn more, or call (585) 232-3240 to schedule a consultation today.