Do you have questions about Medicare? Since Medicare is funded and organized by the federal government, policies and coverage limits change frequently, and it can be hard to follow everything. Today, the professionals at Medex Diagnostic and Treatment Center in Forest Hills, NY, will explain how it works.
What Is Medicare?
Signed into law on July 30, 1965 by President Lyndon B. Johnson, Medicare is a health care program designed to give seniors access to medical care regardless of their current health, age, or income level. Although commonly criticized, Medicare has had a tremendous impact on the health of seniors over the past 51 years, extending the life expectancy rate a staggering eight years. With access to affordable medical care, seniors can get the treatments they need without worrying about what it might mean for their retirement.
Who Is Eligible For Medicare?
Although eligibility requirements for Medicare have changed over the years, people who are applying for Medicare today must be eligible to receive Social Security benefits. To qualify, you must be over the age of 65 and have worked for at least 10 years over the course of your lifetime. During those 10 working years, Medicare withholding must have been taken out of your pay. People who have been diagnosed with certain long-term disabilities or diseases may also qualify for Medicare.
How Does Medicare Work?
The program is broken up into parts, each designed to offer different types of coverage. Part A Medicare is commonly referred to as “hospital insurance,” and it covers hospital care, rehabilitation, skilled nursing facilities, durable medical equipment, hospice care, and home health care. Part B Medicare is optional and carries a monthly premium. This portion covers things most typical health insurance plans cover, including doctor’s appointments, diagnostic tests, pain management, diabetes care, allergy screenings, and some surgical services. Medicare also offers Part C plans that are run through private companies, and Part D plans that cover prescription drugs.
You aren’t alone in your quest to master the Medicare program. Medex Diagnostic and Treatment Center is here to help you to understand your coverage options, rights, and monthly premiums. To learn more, visit Medex Diagnostic and Treatment Center online or talk to a patient specialist by calling (718) 275-8900. You can also find them on Facebook and Twitter.