Experiencing an auto collision can be a dizzying and challenging experience. Fortunately, working with a reliable collision repair specialist will help alleviate some of the stress, as well as return your vehicle to excellent condition. Based in Dothan, AL, Mike Smith’s Automotive Collision Center is the region’s premier auto repair shop. Whether you need a bumper replacement or large scale damage repair, your vehicle will leave their garage looking and functioning like new. 

In the United States, auto collisions are divided into two categories: no-fault policies and fault policies. Alabama is a fault state, meaning that insurance payment will be dictated by whoever was responsible for the accident. Several factors go into determining the placement of fault after an auto collision. In addition to the narrative and photographic evidence you supply to the insurance company, the police report will carry a lot of weight in assigning blame. 

Even if you don’t feel you’re responsible for the accident, you will probably have to pay your deductible—at least initially. If it’s decided that you were not to blame, your insurance company will try to recover your deductible. If you think it’s clear that the other party is to blame, you can file a claim with that individual’s insurance to cover your damages. Should your deductible not be met, you should still pay your auto collision center immediately after the accident; that way, your car will be fixed as soon as possible. 

For further help navigating the tricky world of auto collisions, reach out to the pros at Mike Smith’s Automotive Collision Center. You can speak to a friendly staff representative by calling (334) 479-0446 now. For more information on the auto body shop, visit their Facebook.