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If you're a biker whose license has been suspended, the state government probably will require you to submit proof of motorcycle insurance each month once it’s reinstated. Many specialized insurance agencies will give you the coverage you need, even if big carriers think you're too much of a risk.

According to 1st Choice Insurance in Fairfield, OH, an SR-22 insurance expert, the rules for motorcycle coverage are essentially the same as for any other vehicle. You won't be penalized for driving a bike instead of a car, and might even enjoy advantages.

The first and most obvious is price. Whether you want liability only or comprehensive coverage, it’s almost always cheaper to insure a motorcycle than even the most budget-oriented car. Cars are capable of causing more damage than motorcycles and usually are more expensive to replace.

Fairfield-OH-sr22-insuranceThe type of bike you ride plays a major role in the amount of your SR-22 insurance premium. A traditional cruiser typically will have the lowest motorcycle insurance rates, while high-performance sports bikes will cost more. Other factors also come into play, like your driving history and the crime and accident rates where you live.

SR-22 insurance is almost always more expensive than traditional insurance, but it will get you back on the road until the restrictions are lifted. 1st Choice Insurance's experts take pride in their unmatched ability to serve customers in this market, and they’ll work hard to find the best motorcycle insurance policy for your needs. To learn more about SR-22 insurance and request a quote, visit their website or call (513) 860-0666. Like the on Facebook for business updates.

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