Since no two businesses are exactly alike, no single insurance policy will cover every company. Instead, carriers offer a broad range of coverage types which can be adapted to your specific needs.

According to Alcorn Insurance Agency, Inc. of Chama, NM, your commercial insurance might include:

• Property Insurance: Real property, machinery, inventory, and other assets represent a significant part of any company's total value. Unfortunately, the property your business depends on is vulnerable to fire damage, storm damage, and vandalism. With comprehensive property coverage built into your commercial insurance package, you'll be compensated for any damages that affect these vital investments.
• Business Interruption Insurance: According to the Small Business Administration, as many as 25% of businesses that close for repairs in the wake of a disaster never reopen. While you’re closed for renovations, business interruption insurance will replace the income lost, pay your employees, and help you reopen your enterprise without losing any momentum.
• Liability Insurance: Many companies are prone to liability claims, especially if you manufacture products or maintain a commercial facility. Even if you win these suits, the legal expenses alone can be enough to drive a thriving enterprise out of business. Not only will liability insurance pay for damages caused by your commercial activities, but it will also cover any legal expenses you rack up along the way.
• Commercial Auto Insurance: If you maintain a fleet of vehicles or use your personal car to make deliveries, a private auto insurance policy won't cover damages caused in an accident. With commercial auto insurance, you can drive with peace of mind that your business is protected.

The insurance agents at Alcorn Insurance Agency, Inc. have over 35 years of combined experience and a reputation for the most honest services in the area. Visit their website to learn more about their commercial insurance options, or call (575) 756-2197 to make an appointment and request a quote today.