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For borrowers struggling to keep their heads above water, bankruptcy protection can be a much-needed lifesaver, giving you the chance to start your financial life over. Unfortunately, many people hesitate to seek help, unsure of whether bankruptcy is right for them. In the meantime, they spend more time and emotional energy on their debts than necessary.

Harry B Zornow, a respected lawyer in Hamilton, OH, recommends contacting a bankruptcy attorney as soon as you realize:

  • bankruptcy-attorney-Hamilton-OHThe Balances Are Growing: Even if you make the minimum payment every month, high interest rates and penalties could actually cause your owed balances to grow over time. If you owe more than you did when you started making payments, bankruptcy may be the ideal solution.
  • You're Spending Your Savings: Your long-term financial well-being is much more important than the short-term obligation to pay off consumer debt. Before taking costly early withdrawals from your retirement savings, contact a bankruptcy attorney for other, more financially secure debt relief options.
  • You Can't Make Your Payments: If you're struggling to even make the minimum payment on your debts, conditions are not likely to improve in the future. Whether you've lost your job, suffered a medical emergency, or have taken on more responsibility than you can handle, a bankruptcy attorney often provides the best opportunities to avoid costly penalties and the barrage of stressful calls from debt collectors.

No matter what your situation may be, you can rely on Harry B Zornow for the effective, compassionate legal advice you need and the personalized attention you deserve. After carefully reviewing your finances, he'll suggest the best debt relief option for your needs and guide you through every step of the complex, intimidating process. Visit his website to learn more about his extensive experience, or call (513) 737-9770 to schedule a consultation with this bankruptcy attorney today.

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