If you own a car or a home, you've likely taken the time to ensure that your property is protected by sound insurance policies, but what measures have you taken to protect the most important things in your life? K.L. Smith Agency, a family-owned insurance agency in Willimatic, CT, explains that life and health insurance are among the most important investments you can make, both for you and for your loved ones.

Here are just a few reasons you should carry health insurance:

• Improved Health Outcomes: Study after study shows that access to primary care and good health information is the single greatest factor influencing an individual's health. Simply put, people with health insurance see a doctor more regularly, detect problems earlier, and have access to preventative information which can reverse those issues and keep them from getting worse. An investment in your health now could keep paying dividends for the rest of your life.
• Rising Medical Costs: There's almost never a way to find out how much a medical treatment will be until you get the bill, at which point you may already be responsible for tens of thousands of dollars in fees. With health insurance, you'll only have to pay a fraction of the total, which could potentially save you from financial ruin.
• It's The Law: Under the Affordable Care Act, almost all American citizens are required to carry health insurance. If you don't, or you let your coverage lapse, you'll be subject to penalties and additional taxes.

Life and health insurance are too important to leave to chance, so turn to the professionals at K.L. Smith Agency for help choosing the best policy for your lifestyle. Visit their website to learn more about their extensive array of products and decades of experience, or call (860) 423-9294 to schedule a consultation and request life and health insurance quotes today.