Suffering damage to your vehicle can be a big headache, but Mike Smith’s Automotive Collision Center in Dothan, AL, can help you get back on the road again. In many cases, your insurance company will pay for some, or all, of your vehicle’s damages, but figuring out exactly what they cover isn’t always easy.

Here are some of the types of damages covered by your auto insurance:

• Collision Repairs: Often, no matter what type of insurance coverage you have (comprehensive, collision, liability) your insurance company will pay for at least part of the damages if you’re involved in an accident. How much they will cover depends on the circumstances of the collision, as well as the specific type of insurance you have.
• Cosmetic Repairs: Let’s say you have an accident with your vehicle, but it isn’t a collision; will your insurance cover the repairs? Those with only collision insurance won’t be covered in the event they suffer weather damage to their vehicle or hit an animal in the roadway. However, those with comprehensive insurance coverage are covered in such cases.
• Interior Repairs: Unlike exterior collision repairs, which are commonly covered by your insurance, damage to the interior of your vehicle typically is not. If you accidentally break something on the inside of your vehicle, you’re usually responsible for such repairs. However, this doesn’t apply to interior damage your vehicle may have suffered during an auto collision.

For more information on what type of repairs insurance will cover for your vehicle, contact the collision repair professionals from Mike Smith’s Automotive Collision Center today at (334) 479-0446.