If you only get behind the wheel a few times a month, car insurance might seem like an unnecessary ongoing expense. However, the car insurance experts at Action Auto Insurance Agency Inc. in New London, CT, have a major warning for occasional drivers who assume the front seat without a reliable car insurance policy to back them up.

Do I Need Insurance?

If you drive, you need to be insured. Even if you only get behind the wheel once a year to drive home for Thanksgiving dinner, you need to be on a vehicle insurance policy that meets state-required levels of coverage. If you ignore this advice and get pulled over or into an accident, you could find yourself in major legal trouble.

What If I Never Get Pulled Over?

It's true that if you don't get pulled over or involved in an accident, you won't get caught. However, if you drive, one of these two things will happen eventually—it's only a matter of time.

Even if you are not at fault in an accident, you'll be responsible for the damages and injuries if someone gets hurt. Without car insurance, your inevitable liability greatly increases your risk of being sued. On top of that, you could be arrested and sent to jail, ruining your job prospects and more for years to come. Ask yourself—is the extra money really worth turning your life upside-down?

If you're thinking of driving without car insurance—don’t. Explore your auto insurance options with a trusted brokerage like Action Auto Insurance Agency, Inc. Their 20 years of experience will help you find affordable car insurance coverage from the insurance company that best suits your needs. To receive a car insurance quote, call Action Auto Insurance Agency, Inc. at (860) 444-7224, or visit the website to browse a range of coverage options.