As a house or apartment renter, you may think your landlord's insurance policy will cover your belongings in the event of a break-in, accident, or natural disaster. However, this usually is not the case. Tammy Ross Insurance in Monroe, NC, encourages you to get renters insurance to protect your belongings. For nearly two decades, this independent insurance broker has been the most trusted and reliable broker of renters, home, life, car, and health insurance in Union County.

They explain how renters insurance makes sure your assets and property are covered in case the worst happens:

Why Renters Insurance Is Important

Your landlord's homeowner's insurance policy protects their building and related property but rarely covers the personal property of tenants. This means you could suffer a tremendous financial loss from a fire, storm, or break-in if you don’t have a renters insurance policy. You also would be on the hook for the costs of relocation and temporary lodging if your rental property becomes uninhabitable. Renters insurance will mitigate these losses.

What Renters Insurance Covers

Renters insurance covers your furniture, clothing, electronic equipment, and other personal property that is damaged in a covered event like a fire or tornado. It also reimburses you for the cost of stolen property taken from your home or vehicle once your deductible is met. Many policies even cover mold damage and theft losses while you are traveling.

Tammy Ross Insurance, the foremost home, health, life, and car insurance agency in Monroe, NC, has been serving Union County since 1998. They have the experience and expertise to design a policy that fits your budget and lifestyle. Visit their website to learn more about their insurance carriers and products. Call (704) 233-4981 to speak to a friendly professional about your renters insurance needs.