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While owning a house calls for homeowners insurance, if you rent an apartment or home, what type of insurance policies do you need? In the event of a disaster or theft, you—not your landlord—are still responsible for covering the damages. The best way to protect your personal belongings if you are a tenant is to acquire renters insurance. Robert Taylor Insurance of Lorain, OH, makes it easy to get the right renters insurance policy for your needs. 

Here are three reasons why renters insurance is such an important investment: 

  • Protects Against Numerous Dangers: When you have renters insurance, it protects you in cases of a fire or theft. It also covers your belongings due to other dangerous events, including water damage from plumbing issues, falling objects, riots, explosions, wind, or hailstorms. 
  • ohio-renters-insuranceContains Liability Coverage: Renters insurance not only safeguards yourself, but it can also provide protection for others. For example, if someone gets injured while they are in your apartment or condo, you’ll be covered for their medical expenses.
  • Covers Your Belongings Anywhere: Even if your personal belongings are not in your dwelling space, they are still protected by renters insurance. Whether your belongings are in your car or with you while traveling around the world, they will still be protected, and you’ll be able to replace them if anything should happen to them on the road.

Renters insurance and condo insurance are relatively inexpensive to purchase, especially when you consider how much it can save you in the case of an emergency. To sign up for your policy, call Robert Taylor Insurance in Lorain at (440) 277-5191. View the website for more information on all of the insurance bundles they offer.

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