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If you’re an Ohio resident and are trying to reinstate your driver’s license after receiving certain offenses, the good news is you can help build your case with SR22 insurance. 1st Choice Insurance in Fairfield, OH, specializes in providing this unique policy to get you back on the road.

What Is SR22 Insurance?

The “SR” in SR22 insurance stands for “safety responsibility.” It is typically required for drivers who have been convicted of driving without insurance, a DUI, or other violations that led to a suspended driver’s license.

A reputable insurance company such as 1st Choice Insurance puts together a car insurance policy and provides the client with documentation that they can submit to the Ohio Department of Motor Vehicles (DMV) to show proof of coverage.

SR22 Insurance & Ohio Law

In Ohio, there are certain coverage requirements for SR22 insurance. For instance, the maximum amount paid per person for bodily injuries is $12,500. Ask the specialists at 1st Choice Insurance about policies that feature lesser amounts.

For property dasr22-insurance-Fairfield-OHmage, the total amount paid through SR22 insurance is $7,500. If a driver was involved in an accident out-of-state, some policies will increase their property damage amounts to match the minimum requirements where the accident took place. Check with 1st Choice Insurance to find out which states have no-fault insurance policies, which means insurance providers might pay for the property damage.

Ohio drivers should also know SR22 insurance requires $25,000 in total coverage for all bodily injuries to persons involved in an accident. If more than one person was injured, whoever files their claim first is eligible to receive up to the $12,500 maximum for bodily injuries. Once the total $25,000 amount is reached, all other injured persons need to pursue the policyholder for claims over this amount.

Next Steps

Once SR22 insurance is obtained, the driver must typically keep it in place for a certain number of years. If the policyholder does not make on-time premium payments, the SR22 insurance plan will be canceled. The insurance company will then submit an SR26 to the Ohio DMV to notify the agency of the cancellation action. After the DMV receives the SR26, the policyholder’s driver’s license will be suspended.

Let 1st Choice Insurance help get you back on track to reinstating your driver’s license. The team of professional and friendly agents knows all the intricate details regarding Ohio’s SR22 insurance requirements.

Give the high-risk insurance experts at 1st Choice Insurance a call today at (513) 860-0666 for car insurance quotes. 1st Choice Insurance offers savings of up to 38% on SR22 bond insurance and a $10 filing fee. Check out their website to view the SR22 insurance FAQ section.

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