When it comes to life insurance, some conventional providers emphasize low returns and high fees. In the end, consumers and businesses end up paying more than they want for policies that don’t deliver. Louis John Stanzione at Fairfield Green Enterprises in Summit, NJ, takes a different approach with a model that puts the policyholders back in charge.
What makes Louis John Stanzione at Fairfield Green Enterprises incredibly unique is clients use a proven and easy-to-implement model to raise the money they need to fund a life insurance policy. The entire process takes just one year. In turn, your plan is fully backed and funded by a network of participating banks.
One of the benefits of this insurance-funding alternative is the policies are long-term investments, meaning companies have the flexibility of offering their employees life insurance benefits for as little as $100,000 and up to $5 million.
Louis John Stanzione’s model doesn’t require out-of-pocket expenses for high net worth individual plans and corporate-owned life insurance plans (COLI). COLIs have the added benefit of being a guaranteed issue, which means everyone who applies is eligible without the hassles of taking physical exams or medical underwriting.
Looking forward, the life insurance model also creates a foundation for large potential gains. That’s because the policy provides a mix of high cash value life insurance with low-cost, short-term funding. In fact, clients who have a net worth of $5 million or more in assets have the option to buy a policy worth ten times more than a traditional policy.
With plan features such as exceptional long-term care coverage, the high-value life insurance model offered by Louis John Stanzione provides extensive protection for individuals and employees.
To learn more about how their non-traditional methods can provide a host of benefits to you or your organization, call Louis John Stanzione at Fairfield Green Enterprises at (908) 277-2603 for a consultation. Visit their website for additional information on corporate-owned life insurance options.