Millview East, Texas
1517 Aquarena Springs Dr
San Marcos, TX 78666
(512) 754-7119

How to Calculate Your Renters Insurance Needs August 17, 2016

Millview East, San Marcos
How to Calculate Your Renters Insurance Needs, San Marcos, Texas

As a renter, you should be aware that your landlord's homeowner policy might not cover your belongings. If a fire, storm, or other catastrophe should damage or destroy your furnishings and personal property, you could suffer a considerable financial loss. That's why San Marcos Insurance Agency, Inc., the most trusted and dependable seller of home, auto, and, life insurance in San Marcos, TX, recommends you buy renters insurance to protect your valuables. Their experienced agents offer expert guidance to help you purchase a policy that will protect the things that matter most.

The following steps will help you determine how much renters insurance you need:

  • Count Roorenters-insurance-quotesms: Many insurers base their renters insurance policies on the number of rooms in a dwelling, so first calculate how many rooms you must insure.
  • Conduct Inventory: The next step is to conduct an inventory of your belongings. Be thorough and go from room to room, making a list of everything of value that you own. Be sure to check the basement, attic, and closets. Check inside drawers as well. Include a brief description of appliances, furniture, electronics, artwork, clothing, tools, and jewelry. Take a photograph of your more valuable items.
  • Calculate Property Values: Once the inventory is complete, estimate the value of each item. Check online for the price of similar items if you don't know the value offhand. The overall value of your belongings should give you a close idea of how much renters insurance you need.
  • Add Liability Coverage: Insuring your valuables is only half the process. You should also purchase liability coverage to protect you in case someone is injured or damages property while on your premises. Insurance quotes for such coverage vary, so speak with several agents to find the best price.

San Marcos Insurance Agency, Inc., the foremost home, auto, and, life insurance broker in Central Texas, will help you protect the things you value most by customizing a policy that fits your lifestyle and finances. To learn more, visit them online or call (512) 754-7119 to ask about insurance quotes or speak to a friendly, knowledgeable agent about your renters insurance needs.

Other Announcements, Events and Deals from San Marcos Insurance Agency, Inc.
3 Major Risks Your Home Insurance Policy Won't Cover, San Marcos, Texas
Many homeowners, unfortunately, assume that their home insurance policy offers comprehensive coverage, only to find when they go to file a claim that those specific damages aren't more
3 Smart Tips for Buying Home Insurance, San Marcos, Texas
  Home insurance quotes can make a new homeowner nervous. You’re hoping for good coverage without a premium that’s too high for your budget. You don't have to be more
Texas Insurance Pros: Intro to Auto Insurance Coverage, San Marcos, Texas
Whether you are new to auto insurance or not, you may have wondered what types of car insurance available, what they cover, and why you'd want them. San Marcos Insurance Agency, more
4 Tips for Buying Home Insurance, San Marcos, Texas
Your home is the biggest purchase you’ll ever make, so it’s crucial to protect your assets with the right home insurance policy. The talented agents at the San Marcos Insurance more