Liliha - Kapalama, Hawaii
1138 North King Street
Honolulu, HI 96817

Here Are the Answers to Your FAQ's About Mortgage Loans November 2, 2016

Liliha - Kapalama, Honolulu
Here Are the Answers to Your FAQ's About Mortgage Loans, Honolulu, Hawaii

Most people who want to own a new home but have limited budget options often use mortgage loans to raise funds. Many credit unions offer affordable mortgage loans with competitive rates, just like Hawaiian Tel Federal Credit Union in Honolulu, HI, does. They offer mortgages, auto loans, and both checking and savings accounts for residents in and around the region. If you wish to apply for mortgage loans but don't know how to start, their experts are here to help.

Mortgage Loan FAQ’s & Answers

How Do I Start?

Start the process of applying for a mortgage loan by choosing the right credit union or mortgage lender. Hawaiian Tel Federal Credit Union helps Oahu residents purchase their dream home by providing safe and secure financial planning services. Since they're a credit union, they service their clients at a lower cost, and they are consistent with their rates.

What Are The Requirements?

Some loan programs will require income and employment documents, a driver’s license, bank statements, and other important information. Remember that the requirements will vary depending on the company.

What’s The Difference Between Pre-Qualification & Pre-Approval?

mortgage loanPre-qualification is your lender's assessment of your ability to pay for your loans based on the requirements you submitted. Pre-approval is a written statement from your lender that you're conditionally qualified for the loan mortgage and is subject to verification. You need to obtain a pre-approval from your lending company before buying a house.

I Filed For Bankruptcy — Do I Still Qualify?

If you filed bankruptcy in the past few years, you can still qualify for a mortgage loan. There are loan programs that let people with low credit qualify for a mortgage application. Ask the expert consultants at Hawaiian Tel Federal Credit Union to learn more about purchasing a house with low or no credit.

Hawaiian Tel Federal Credit Union is your one-stop shop for all your financial needs, and membership is open to all Oahu residents. If you're interested in applying for their mortgage loans, call them at (808) 832-8700 today. You can also visit their website for more information, and find them on Facebook and Twitter.

Other Announcements, Events and Deals from Hawaiian Financial Federal Credit Union
How to Identify and Avoid Phishing Scams, Honolulu, Hawaii
What is Phishing? Not to be mistaken for the recreational hobby of fishing, Phishing is an act of sending fraudulent e-mails in an attempt to capture sensitive personal information. more
3 Benefits of Opening Savings Accounts for Your Children, Honolulu, Hawaii
The financial habits people develop in childhood can have a significant impact on their ability to responsibly manage finances as adults. Because it’s never too early to teach your more
Win 2 Tickets to Eminem, Honolulu, Hawaii
EMINEM LIVE CONCERT WIN 2 TICKETS + PARKING FRIDAY, FEBRUARY 15, 2019 HOW TO ENTER: Follow Hawaiian Financial FCU on Facebook/Instagram Like our post Tag a friend in the more
The Phantom Of the Opera, Honolulu, Hawaii
Exclusive Hawaiian Financial FCU Presale Code: “HIFI” Starting February 5th  Get your tickets here! read more
Tis the Season for Savings, Honolulu, Hawaii
The holiday season is without a doubt the most wonderful time of the year…and also the most expensive.  Whether you’re trying to be the spookiest mansion on the hill or the more