Protecting your house from damage, theft, and natural disasters is well worth the price of purchasing homeowners insurance. Having the right type of coverage is critical for shielding policyholders from financial losses. Kleppinger Insurance in Bethlehem, PA, is 100% committed to providing its clients with customized and affordable insurance plans.

A typical homeowners insurance policy covers everything from the house’s physical structure to the possessions inside of it to claims filed by persons injured on the property. Most lenders require the coverage, which is paid in monthly or annual installments.

There are several types of property insurance plans in place to meet a variety of needs. Here a few to consider:

• H-01: This form of homeowners insurance covers damage to the house caused by fire, hail, vandalism, theft, and other perils.
• H-02: In addition to the house, fence, garage, and other parts of the home, as well as perils, this policy includes homeowners personal liability coverage. This covers the policyholder if they are found negligent after a person is injured on their property.
• H-03: While houses and structures are insured against damage or loss, the exception here is that the protection only extends to a specific list of perils from the homeowners insurance carrier. Homeowners personal liability coverage is also generally included in this policy.
• H-04: Perils not listed in a typical policy, such as earthquakes, water damage, acts of war, nuclear hazards, mold, and other calamities, are covered through this plan. It is considered one of the most wide-reaching types of homeowners insurance policies on the market.

Kleppinger Insurance will help you select the right homeowners insurance policy for your unique living situation. In addition, they offer renters insurance, condo insurance, and older home insurance. This independent insurance agency has access to a vast network of some of the nation’s leading insurers. That distinction means they’ll work hard to get you the homeowners insurance coverage you need, saving you time and money without sacrificing quality protection.

For free insurance quotes, call Kleppinger Insurance today at (484) 357-1485. Visit the website to learn more about the benefits of homeowners insurance.