If you own a condo, protect your investment by purchasing condo insurance to cover the areas left unprotected by your HOA. Robert Taylor Insurance in Lorain, OH, will walk you through your coverage options to help you get the policies you need to make sure you and your condo are fully protected.

Here are just some of the ways condo insurance will help you in the event of a disaster:

• Covers The Interior: In general, your condo building is covered by the insurance obtained by the association, so shared areas like plumbing and electrical aren’t your responsibility. However, the interior of your specific condo is usually not included, so you may be on the hook for damage done to the drywall or carpet in your unit if you don’t have your own condo insurance.
• Covers Your Possessions: Condo insurance covers all of your personal possessions within the unit. This includes property like books, electronics, appliances, and other valuables you keep inside. The right insurance will help you replace these items in case of a fire or other destruction.
• Protects You Against Liability Claims: If anyone were to get injured in your condo, or even if a neighboring unit is damaged because of a leak or fire in yours, you don’t want to be personally left with the bill for their repairs or medical attention. Condo insurance provides liability protection for these types of cases. 

If you’re ready to learn more about how condo insurance will benefit your Ohio home, call Robert Taylor Insurance at (440) 277-5191 to speak with an expert agent and request a quote today. Visit the website for more information on all of their insurance products and services.