It’s no secret that riding a motorcycle will make you more vulnerable to other motorists out on the road, which is why it’s so important to ensure you have sufficient insurance coverage. Before agreeing to purchase just any policy, you want to make certain you are properly protected. 1st Choice Insurance offers top-quality insurance products for all types of Fairfield, OH, drivers at the most affordable rates. The company specializes in matching motorcyclists with plans that will keep them safe and secure so they can enjoy the full thrill of the ride.

Here are a few things you should understand about motorcycle insurance as you get ready to choose a policy:

• A Bare Bones Policy Will Give You Little Coverage: If you don’t take the time to look at all your options, you may not realize that the average motorcycle insurance plan only covers basic property and bodily liability for other parties you may be involved in an accident with. This is why it’s better to have comprehensive, collision, and personal injury protection as well so all your bases are covered.
• Being Safe Can Save You Money: Just as with car insurance quotes, showing that you’re making the effort to be a safe motorist can go a long way in saving you money on your motorcycle insurance payments. Many insurance providers offer a discount on premiums for riders that can prove they have completed a motorcycle safety course, have a safe driving record, and have safety features on their bike.

• Customized Bikes May Require Extra Coverage: If you’ve customized your bike in any way with extra accessories or if it came with advanced features, it’s vital to know that these elements probably won’t be covered under a standard motorcycle insurance policy. Usually, a basic policy will only cover the bare minimum on a bike, but you can purchase additional coverage.  

When it comes to motorcycle insurance, it’s not the time to try and cut corners to save money. Contact 1st Choice Insurance at (513) 860-0666, or visit their website to learn more.